Working with an advisor should feel as easy as downloading an app, and with LKL, we make onboarding as easy as a few clicks. Kate was able to accept our agreement via email, download her investment app with one click, and only spend 5 minutes getting her full account setup, all on mobile.

We’re happy to walk you through, but if you prefer, our process can happen entirely digitally in a matter of minutes. The days of mailing in forms are long behind us.

After Kate filled out her financial planning intake form (~30 minutes, all digitally), her advisor crafted a holistic financial plan based on her monthly cash flows, investment preferences, and near and long-term goals.

From this, we learned that Kate was missing out on a material retirement account benefit, and had over-allocated cash to a savings account that was getting 0% interest.

Kate’s plan will be updated annually and also on-demand whenever her life changes.

Based on her AUM with LKL Advisors, Kate received a free annual plan to Monarch Money, the leading consumer budgeting app on the market. Now Kate’s accounts are all connected and she has detailed insights into her spending, recurring purchases, and net worth.

Based on her financial plan, LKL crafted a customized portfolio that aligned with Kate’s risk profile. No additional action was needed from Kate, her advisor is able to manage the full portfolio in the background.

However, should Kate want to dive deep into the portfolio, LKL’s custodial app lets her do that with ease at any moment, no advisor contact needed. Kate will also receive quarterly, detailed overviews of her account.

~1 year into working with LKL, Kate was presented with a new job opportunity. Kate reviewed the details with her advisor, going through our full checklist of “What to consider when making a move” and ultimately decided it was too soon to take a new job.

However, we decided when Kate is ready to enter the market again, she will leverage LKL’s partner network of vetted recruiters as a starting point.

Kate works at a privately held company, and is paid in equity compensation. When Kate reviewed her financial plan with LKL, she was given an overview of her current share situation and any actions / tax implication.

Soon after this, Kate was presented with a partial liquidation event. LKL ran a detailed analysis, free of charge, to help Kate make the right short and long-term decision on equity liquidation.

Years down the road, Kate finds out she is having her first child.

LKL helps Kate adjust her monthly cash flows to plan for new expenditures, and optimize investment account strategies to start saving for potential education expenses by opening a 529 plan.