Why use an advisor?
While LKL offers more than just financial advisory services, we believe our investment management services alone are worth the price of admission.
Read more about the value of financial peace of mind, advanced investing strategies, security, and tech tools at your disposal.
Peace of mind that your plan is the right plan
Let’s start with the basics. The most fundamental service a financial advisor provides is guiding a client from point A to point Z in their financial journey. This may be simple at first, but as your life changes, your finances need to change with it.
In fact, Vanguard research has shown that removing personal bias by having a third party manage your money has been worth up to 2% in annual portfolio benefit*.
Ensuring that your financial plan is the right one for you and your family both today, but also in 30 years, is not something that 99% of individuals want to risk on their own or entrust to a robo-advisor. Let us handle all of the finances so you can focus on what matters to you.
Advanced investing strategies
A line we often hear is “I just invest in low cost ETFs, I don’t need to pay someone to management my money.” That’s a good starting point, but it misses on so much value an advisor can bring to clients.
Vanguard’s 2025 Advisor Report estimated that best practices in wealth management can add up to 3% in net return performance annually, with tax strategies alone >2%*.
At LKL Advisors, we deploy active tax loss harvesting, direct indexing strategies, provide access to alternative assets like crypto and private equity, and work with custodians that prioritize top of market order execution.
We only charge a top AUM tier rate of 0.15%, and never go above 0.75% for any client account. Per Vanguard’s estimates, tax optimization alone could yield clients >1% alpha net of fees*.
*Not a guarantee of performance and is simply a broad research estimate.
Today’s markets have scams, fraud, and abuse at a historic level. Latest data shows scams in the US were up 33% in 2024 to a record ~$16B. With the growing access to AI, these scams will get more dangerous and far more sophisticated.
Having a professional manage your investments at a qualified custodian with enterprise grade security is the simplest way to ensure your money stays safe.
Additionally, our partner custodians maintain an account guarantee in the event of a security breach assuming the proper account controls are in place.
Security
Tech tools not available without an advisor
LKL Advisors works with technology tools that allow our clients to have their full financial picture at the touch of a button. From long-term retirement planning to month over month personal budgeting, clients receive tools completely for free by being a part of our firm.
Take control of your personal finances, but do so with a registered fiduciary guiding the way.