Startup and tech employees
Whether your equity is early and illiquid or vesting every quarter, it is the part of your compensation with the widest range of outcomes and the most irreversible decisions. Several of them are on a filing deadline.
The questions that come up most
- 01
83(b) elections
A high risk, high reward tax option for start-up employees, and one with a hard filing window. We walk through whether it fits your situation before the deadline decides for you.
Read the 83(b) breakdown - 02
Equity comp risk
Paid in ISOs, RSUs, or any material equity comp? Your tax and concentration picture gets complex quickly. Not to mention AMT. We assess your tax and investment approach across multiple scenarios.
Read about AMT surprises - 03
Portfolio concentration
Have a material percentage of your wealth in your employer stock? We assess how much is too much, and propose options for diversifying in a tax efficient manner, such as phased selling, direct indexing, and exchange funds.
How direct indexing works - 04
Cash flow through an illiquid stretch
We run a cash flow analysis to understand your needs, then determine the right balance of cash to hold and how to optimize those balances. Too much cash can miss long-term growth; too little can cause material stress.
Start with the emergency fund
Everything is included under one transparent fee
Planning, investments, tax strategy, estate work, debt, and insurance review. Included, not upsold. Onboarding is a digital first process that runs 2 to 4 weeks.
Articles worth your time
- Equity Compensation+1
83(b): The high risk, high reward tax option for start-up employees
If you’ve ever gotten equity compensation with a vesting schedule (like startup founders, early hires, or execs), someone’s probably mentioned the “83(b) election.” Maybe with a knowing nod...
August 29, 2025 · 3 min read - Equity Compensation+1
Taxes & Equity Comp: Alternative Minimum Tax Surprises
Alternative minimum tax (AMT) can turn what feels like an exciting equity comp moment into a tax nightmare if you aren’t prepared.
August 6, 2025 · 4 min read - Investing+1
Direct Indexing: What it is and who it’s for
Direct Indexing has hit the mainstream in a big way over the last 5 years. This approach can be one of the most powerful tools in some investor’s toolkit, but for others, it’s an overhyped f...
May 19, 2026 · 5 min read